Wednesday, August 12, 2026

Lipana Update: Everyone Has Been Paid

Everyone Has Been Paid

A major update from Lipana

#DarajaAPI #Safaricom #Fintech #DeveloperTools

1. Settlement Complete

Every balance we were holding has been settled in full — all accounts, every shilling. If you were owed money, it has reached you.

Think your settlement is short or missing?

Text us on WhatsApp or call 0718 680 308 and we will fix it the same day.

Your full statement remains available here: View Your Transactions

2. What Lipana Is Now

We are not coming back as a payment processor. Instead, we have rebuilt Lipana as a direct developer tool for Safaricom's Daraja API. You simply connect your own Paybill or Till and continue using Lipana.

The Important Difference:

Payments now go directly from your customer to your own Paybill or Till, registered in your own business name. Lipana never receives, holds, or settles your money. There is no intermediary account, no settlement delay, and nobody in the middle whose problems can become yours.

3. What We Handle

We focus on the parts of Daraja integration that are genuinely painful for developers:

Feature Daraja API Direct Lipana Dev Tools
SDK Support Raw HTTP & custom XML parsing Clean JavaScript & Python SDKs
Callback Handling Manual retry logic required Automated webhook retries
Sandbox Testing Inconsistent failure modes Production-identical failure simulation
Certificate Management Manual tracking Automated expiry alerts & rotation

Sample Integration (Python)

from lipana import LipanaClient # Initialize client with your direct Daraja credentials client = LipanaClient( paybill="600000", consumer_key="YOUR_DARAJA_KEY", consumer_secret="YOUR_DARAJA_SECRET" ) # Trigger STK Push directly to your Paybill response = client.stk_push( phone="254712345678", amount=1000, account_reference="INV-1024" ) print(f"Transaction Status: {response.status}")

4. Pricing Structure

We no longer take a percentage of your transactions. Lipana is now a flat software fee. Whatever you process, and however well your business does, the cost of the tooling stays the same.

Starting Flat Rate
Ksh 500 / month
No transaction fees. Unlimited throughput.
Existing Users: Lipana remains free for the next 30 days. If you need more time to transition or export your data, let us know and we can arrange it.

5. Getting Started

If you already have your own Paybill or Till, you can connect it and be running in less than five minutes. Review our updated documentation at lipana.dev/docs.

Already moved to another provider?

That's completely fair — and I'd have done the same. Lipana can now work alongside whatever you chose because it sits on your own shortcode rather than replacing your payment rails.

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